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Year-End Financial Planning Checklist
How long would it take you to list your top three personal values—the things that make your life good?
If you're like most people, it won't take long at all. Now make a list of the last three significant financial decisions you made—could have been a new car purchase, a vacation, or even a shopping spree. If you listed your personal values on one side of the page and these three large financial transactions on the other, could you draw a line to connect your values to those transactions?
Personal values are rarely considered in money management decisions. Throughout time, the result is that a person's financial obligations work against the pursuit of the things he or she values.
For example, let's say your number-one value is spending time with your family. But in order to pay for the mortgage on the house that is bigger than you need, you spend 60 hours a week at work and can barely afford to take time away for vacation. Does that make sense?
It is always our objective to teach clients to incorporate their values in their financial decision making. If we can make a habit of values-based financial planning, the process of managing money becomes less of a chore and more of a natural fit with your way of life. “Money” stops being a source of stress and fear and becomes a tool for creation and possibility.
At Align FSG, our financial planning process starts with defining your values. What do you enjoy most about your life? What do you want to do more of? How can your financial plans help you do more of the stuff that you enjoy most? We help you define your financial intentions, and then we build investment programs that align with those intentions. Our approach is uncommon in the financial industry, but we believe that values-based financial planning is the best road to healthy financial behaviors that lead to personal fulfillment. If you would like to learn more about us, or if you would like to see how our approach might help you, please get in touch with us!